/* ============================================================
   AXIS BANK PROJECT — COMBINED STYLESHEET
   Sections: tokens/base (style.css) + each page's extra styles
   ============================================================ */

/* ====================== BASE / SHARED (style.css) ====================== */
/* ============ TOKENS ============ */
:root {
  --maroon: #8b1538;
  --maroon-dark: #7a1a1a;
  --maroon-soft: #fdeaee;
  --navy: #111827;
  --ink: #1b1b2b;
  --muted: #6b7280;
  --bg: #f8f9fb;
  --tint: #fdf3f6;
  --line: #eceef2;
  --yellow: #fbbf24;
  --green: #16a34a;
  --radius: 12px;
  --shadow: 0 2px 10px rgba(17, 24, 39, .06);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, p { margin: 0; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; margin: 0; padding: 0; }
:focus-visible { outline: 2px solid var(--maroon); outline-offset: 2px; }

.container { width: min(1120px, 100% - 32px); margin-inline: auto; }
.container--narrow { width: min(720px, 100% - 32px); }
.container--faq { width: min(640px, 100% - 32px); }
.center { text-align: center; }

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 6px;
  font: inherit; font-weight: 700; font-size: 12px;
  padding: 11px 20px; border-radius: 8px; border: 0; cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--maroon); color: #fff; }
.btn--white { background: #fff; color: var(--maroon); padding: 13px 20px; box-shadow: 0 4px 14px rgba(0,0,0,.15); }
.btn--sm { padding: 9px 14px; font-size: 11px; white-space: nowrap; }
.btn--block { display: flex; width: 100%; padding: 14px; font-size: 12px; }

/* ============ TOP HEADER ============ */
.topbar { position: sticky; top: 0; z-index: 30; background: #fff; border-bottom: 1px solid var(--line); }
.topbar__inner { width: min(1120px, 100% - 24px); margin-inline: auto; display: flex; align-items: center; gap: 12px; padding: 14px 0; }
.logo {
  display: inline-flex; align-items: center; gap: 5px;
  background: var(--maroon); color: #fff; font-weight: 800; font-size: 11px;
  padding: 7px 10px; border-radius: 6px; letter-spacing: .02em; white-space: nowrap;
}
.topbar__tag { font-size: 8px; font-weight: 600; letter-spacing: .06em; color: var(--muted); padding-left: 12px; border-left: 1px solid var(--line); white-space: nowrap; }
.topbar__nav { display: flex; gap: 14px; margin-left: 4px; flex: 1; overflow-x: auto; scrollbar-width: none; }
.topbar__nav::-webkit-scrollbar { display: none; }
.topbar__nav a { font-size: 9px; font-weight: 500; white-space: nowrap; color: var(--ink); }
.topbar__nav a:hover { color: var(--maroon); }

/* ============ HERO ============ */
.hero { background: linear-gradient(135deg, #8b1538 0%, #7f1a22 100%); color: #fff; padding: 36px 0 28px; }
.hero__inner { display: grid; gap: 36px; }
.pill {
  display: inline-flex; align-items: center; gap: 5px;
  background: rgba(255,255,255,.15); padding: 4px 9px; border-radius: 999px;
  font-size: 7px; font-weight: 700; letter-spacing: .05em; margin-bottom: 14px;
}
.hero h1 { font-size: 22px; font-weight: 800; line-height: 1.2; letter-spacing: -.01em; }
.hero h1 span { color: #fbc4d4; }
.hero__text > p { margin-top: 14px; font-size: 11px; line-height: 1.65; color: rgba(255,255,255,.85); max-width: 360px; }
.hero__checks { display: flex; flex-wrap: wrap; gap: 6px 14px; margin: 18px 0 24px; font-size: 8px; font-weight: 500; }
.hero__checks li { display: inline-flex; align-items: center; gap: 5px; }
.hero__checks li::before {
  content: "✓"; display: inline-grid; place-items: center; width: 10px; height: 10px;
  background: rgba(255,255,255,.85); color: var(--maroon); border-radius: 50%; font-size: 7px; font-weight: 800;
}

.highlights {
  position: relative; background: #fff; color: var(--ink);
  border-radius: 14px; padding: 18px 18px 14px; box-shadow: 0 10px 30px rgba(0,0,0,.2);
  margin-top: 10px;
}
.highlights__badge {
  position: absolute; top: -9px; right: 0; background: var(--yellow); color: #5b3a00;
  font-size: 7px; font-weight: 800; padding: 3px 9px; border-radius: 0 0 0 8px; letter-spacing: .04em;
}
.highlights h2 { font-size: 13px; font-weight: 700; color: var(--maroon); margin-bottom: 14px; }
.highlights__row { display: flex; align-items: center; gap: 12px; padding: 8px 0; }
.highlights__row small { display: block; font-size: 7px; color: var(--muted); }
.highlights__row strong { font-size: 11px; font-weight: 700; }
.highlights__row em { font-style: normal; font-size: 7px; color: var(--muted); font-weight: 500; }

.icon-box {
  flex: none; display: inline-grid; place-items: center; width: 28px; height: 28px;
  background: var(--maroon-soft); color: var(--maroon); border-radius: 8px;
}

/* ============ SUB NAV ============ */
.subnav { position: sticky; top: 57px; z-index: 20; background: var(--navy); }
.subnav__inner {
  width: min(1120px, 100% - 24px); margin-inline: auto; display: flex; gap: 8px;
  padding: 9px 0; overflow-x: auto; scrollbar-width: none;
}
.subnav__inner::-webkit-scrollbar { display: none; }
.subnav a {
  font-size: 8.5px; font-weight: 500; color: #cbd5e1; padding: 5px 11px; border-radius: 999px; white-space: nowrap;
  transition: background .2s, color .2s;
}
.subnav a:hover { color: #fff; }
.subnav a.is-active { background: var(--maroon); color: #fff; font-weight: 600; }

/* ============ SECTIONS ============ */
.section { padding: 44px 0; scroll-margin-top: 100px; }
.section--tint { background: var(--tint); }
.section__title { text-align: center; font-size: 19px; font-weight: 800; color: var(--maroon); letter-spacing: -.01em; }
.section__sub { text-align: center; font-size: 9.5px; color: var(--muted); max-width: 440px; margin: 10px auto 30px; line-height: 1.6; }

.card { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); }

/* ============ FEATURES ============ */
.features { display: grid; gap: 16px; }
.feature { padding: 18px 16px 16px; }
.feature h3 { font-size: 11px; font-weight: 700; margin: 12px 0 8px; }
.feature p { font-size: 8.5px; line-height: 1.65; color: var(--muted); }
.read-more { display: inline-block; margin-top: 12px; font-size: 7.5px; font-weight: 700; letter-spacing: .05em; color: var(--maroon); }
.read-more span { font-size: 11px; line-height: 0; vertical-align: -1px; }

/* ============ BENEFITS ============ */
.benefits { display: grid; gap: 28px; justify-items: center; }
.phone {
  width: 176px; border: 2px solid var(--navy); border-radius: 22px; background: #fff;
  padding: 0 10px 12px; box-shadow: 0 10px 24px rgba(17,24,39,.12);
}
.phone__notch { width: 70px; height: 12px; margin: 0 auto 10px; background: var(--navy); border-radius: 0 0 10px 10px; }
.phone__offer {
  display: flex; flex-direction: column; align-items: center; gap: 2px;
  background: var(--maroon); color: #fff; border-radius: 8px; padding: 14px 8px 12px; margin-bottom: 8px;
}
.phone__offer span { font-size: 6.5px; font-weight: 600; margin-top: 4px; }
.phone__offer strong { font-size: 12px; font-weight: 800; }
.phone__offer small { font-size: 5.5px; opacity: .85; }
.phone__row { display: flex; justify-content: space-between; align-items: center; background: #f4f5f8; border-radius: 5px; padding: 6px 8px; margin-bottom: 5px; font-size: 6px; color: var(--muted); }
.phone__row b { color: var(--ink); font-weight: 700; }
.phone__row b.green { color: var(--green); }
.phone__btn { margin-top: 8px; background: var(--maroon); color: #fff; text-align: center; font-size: 6.5px; font-weight: 700; padding: 7px; border-radius: 5px; }

.benefit-list { display: grid; gap: 10px; width: 100%; }
.benefit-list .card { display: flex; gap: 12px; align-items: flex-start; padding: 14px 14px; }
.num {
  flex: none; display: inline-grid; place-items: center; width: 18px; height: 18px;
  background: var(--maroon-soft); color: var(--maroon); border-radius: 50%; font-size: 8px; font-weight: 800;
}
.benefit-list h3 { font-size: 9.5px; font-weight: 700; margin-bottom: 4px; }
.benefit-list p { font-size: 8px; color: var(--muted); line-height: 1.6; }

/* ============ RATES ============ */
.section--rates { padding: 28px 0; background: #fff; }
.rates {
  background: linear-gradient(135deg, #8b1538, #7a1a1a); color: #fff;
  border-radius: 20px; padding: 26px 26px 22px; box-shadow: 0 10px 28px rgba(139,21,56,.28);
}
.rates h2 { font-size: 15px; font-weight: 800; margin-bottom: 10px; }
.rates p { font-size: 9.5px; line-height: 1.7; color: rgba(255,255,255,.9); max-width: 620px; }
.rates__tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.rates__tags span {
  display: inline-flex; align-items: center; gap: 6px; font-size: 8px; font-weight: 600;
  background: rgba(255,255,255,.12); padding: 6px 10px; border-radius: 6px;
}
.tick { display: inline-grid; place-items: center; width: 10px; height: 10px; border-radius: 50%; background: #4ade80; }
.tick::after { content: "✓"; color: #14532d; font-size: 6.5px; font-weight: 800; font-style: normal; }

/* ============ CALCULATOR ============ */
.section--calc { background: #fff; padding-top: 36px; border-top: 1px solid var(--line); }
.chip {
  display: inline-block; font-size: 7px; font-weight: 800; letter-spacing: .05em;
  color: var(--maroon); background: var(--maroon-soft); padding: 3px 9px; border-radius: 4px; margin-bottom: 10px;
}
.section--calc .section__sub { margin-bottom: 22px; }

.calc { padding: 18px 18px 8px; margin-bottom: 18px; box-shadow: 0 2px 14px rgba(17,24,39,.08); border: 1px solid var(--line); }
.slider { margin-bottom: 18px; }
.slider__head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
.slider__head label { font-size: 9px; font-weight: 600; }
.slider__head output { font-size: 8.5px; font-weight: 700; color: var(--maroon); background: var(--maroon-soft); padding: 3px 9px; border-radius: 5px; }
.slider__range { display: flex; justify-content: space-between; font-size: 7px; color: var(--muted); margin-top: 6px; }

input[type="range"] {
  --pct: 0%;
  -webkit-appearance: none; appearance: none; width: 100%; height: 5px; border-radius: 99px; outline-offset: 6px;
  background: linear-gradient(to right, var(--maroon) var(--pct), #e5e7eb var(--pct)); cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 14px; height: 14px; border-radius: 50%;
  background: var(--maroon); border: 0; box-shadow: 0 0 0 3px rgba(139,21,56,.15);
}
input[type="range"]::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: var(--maroon); border: 0; }

.breakdown { padding: 18px; border: 1px solid var(--line); box-shadow: 0 2px 14px rgba(17,24,39,.08); }
.breakdown__title { font-size: 7.5px; font-weight: 700; letter-spacing: .08em; color: var(--muted); margin-bottom: 12px; }
.emi-box { background: #ffecef; border-radius: 10px; text-align: center; padding: 16px 10px; margin-bottom: 14px; }
.emi-box small { display: block; font-size: 7px; font-weight: 700; letter-spacing: .06em; color: var(--muted); margin-bottom: 4px; }
.emi-box strong { font-size: 22px; font-weight: 800; color: var(--maroon); }
.breakdown dl { margin: 0 0 16px; }
.breakdown dl div { display: flex; justify-content: space-between; padding: 8px 0; border-bottom: 1px solid var(--line); font-size: 8.5px; }
.breakdown dl div:last-child { border-bottom: 0; }
.breakdown dt { color: var(--muted); }
.breakdown dd { margin: 0; font-weight: 700; }
.breakdown .total dt { color: var(--ink); font-weight: 600; }

/* ============ FAQ ============ */
.faq { background: #fff; border: 1px solid var(--line); border-radius: 8px; margin-bottom: 10px; }
.faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 12px;
  padding: 11px 14px; font-size: 9px; font-weight: 700;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: ""; flex: none; width: 6px; height: 6px;
  border-right: 1.5px solid var(--maroon); border-bottom: 1.5px solid var(--maroon);
  transform: rotate(45deg) translateY(-2px); transition: transform .2s;
}
.faq[open] summary::after { transform: rotate(-135deg) translateY(-1px); }
.faq p { padding: 0 14px 14px; font-size: 8.5px; color: var(--muted); line-height: 1.7; }

/* ============ FOOTER ============ */
.footer { background: var(--navy); color: #94a3b8; text-align: center; padding: 26px 16px 28px; }
.footer__logo { display: inline-flex; align-items: center; gap: 5px; color: #fff; font-size: 10px; font-weight: 800; margin-bottom: 12px; }
.footer p { font-size: 7px; line-height: 1.7; max-width: 340px; margin: 0 auto 6px; }

/* ============ RESPONSIVE (tablet / desktop) ============ */
@media (min-width: 720px) {
  .topbar__tag, .topbar__nav a { font-size: 11px; }
  .topbar__tag { font-size: 9px; }
  .topbar__nav { gap: 22px; }
  .btn--sm { font-size: 12px; padding: 10px 18px; }
  .logo { font-size: 13px; }
  .subnav { top: 61px; }
  .subnav a { font-size: 11px; }

  .hero { padding: 64px 0 56px; }
  .hero__inner { grid-template-columns: 1.2fr 1fr; align-items: center; gap: 56px; }
  .pill { font-size: 9px; }
  .hero h1 { font-size: 40px; }
  .hero__text > p { font-size: 14px; max-width: 480px; }
  .hero__checks { font-size: 11px; }
  .btn--white { font-size: 13px; padding: 15px 26px; }
  .highlights { padding: 26px; }
  .highlights h2 { font-size: 17px; }
  .highlights__row small { font-size: 10px; }
  .highlights__row strong { font-size: 15px; }
  .highlights__row em { font-size: 10px; }
  .highlights__badge { font-size: 9px; }
  .icon-box { width: 36px; height: 36px; }

  .section { padding: 72px 0; }
  .section__title { font-size: 30px; }
  .section__sub { font-size: 13px; margin-bottom: 44px; }
  .features { grid-template-columns: repeat(3, 1fr); }
  .feature { padding: 24px 22px; }
  .feature h3 { font-size: 15px; }
  .feature p { font-size: 12px; }
  .read-more { font-size: 10px; }

  .benefits { grid-template-columns: 1fr 1fr; align-items: center; gap: 56px; }
  .phone { width: 260px; border-radius: 30px; padding: 0 14px 16px; }
  .phone__offer span { font-size: 9px; }
  .phone__offer strong { font-size: 18px; }
  .phone__offer small { font-size: 8px; }
  .phone__row { font-size: 9px; padding: 9px 11px; }
  .phone__btn { font-size: 10px; padding: 10px; }
  .benefit-list h3 { font-size: 14px; }
  .benefit-list p { font-size: 12px; }
  .benefit-list .card { padding: 18px; }
  .num { width: 24px; height: 24px; font-size: 11px; }

  .rates { padding: 40px 44px; }
  .rates h2 { font-size: 24px; }
  .rates p { font-size: 14px; }
  .rates__tags span { font-size: 11px; }

  .chip { font-size: 9px; }
  .calc, .breakdown { padding: 28px; }
  .slider__head label { font-size: 13px; }
  .slider__head output { font-size: 12px; }
  .slider__range { font-size: 10px; }
  .breakdown__title { font-size: 10px; }
  .emi-box small { font-size: 10px; }
  .emi-box strong { font-size: 34px; }
  .breakdown dl div { font-size: 13px; }
  .btn--block { font-size: 14px; }

  .faq summary { font-size: 13px; padding: 16px 20px; }
  .faq p { font-size: 12.5px; padding: 0 20px 18px; }
  .footer p { font-size: 10.5px; max-width: 480px; }
  .footer__logo { font-size: 13px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

/* ====================== VERIFY PAGE (verify.css) ====================== */
/* ============ VERIFY PAGE ============ */
.verify-body { background: var(--tint); min-height: 100vh; }

/* ---- dark app bar, same family as .topbar / .subnav ---- */
.appbar {
  background: var(--navy);
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 16px;
}
.appbar__back, .appbar__menu {
  background: transparent; border: 0; color: #fff; cursor: pointer;
  display: inline-flex; align-items: center; justify-content: center;
  width: 34px; height: 34px; border-radius: 8px; padding: 0;
  transition: background .15s;
}
.appbar__back:hover, .appbar__menu:hover { background: rgba(255,255,255,.1); }

/* ---- brand strip ---- */
.brandstrip {
  display: flex; align-items: center; gap: 14px;
  background: #fff; padding: 18px 16px; border-bottom: 1px solid var(--line);
}
.brandstrip__logo {
  flex: none; display: inline-grid; place-items: center;
  width: 46px; height: 46px; border-radius: 12px; background: var(--maroon);
}
.brandstrip h1 { font-size: 17px; font-weight: 800; color: var(--maroon); letter-spacing: -.01em; }
.brandstrip p { font-size: 9px; font-weight: 600; letter-spacing: .04em; color: var(--muted); margin-top: 2px; }

/* ---- card ---- */
.verify-wrap { padding: 28px 16px 36px; display: flex; justify-content: center; }
.verify-card {
  width: 100%; max-width: 420px; padding: 32px 24px 26px; text-align: center;
  box-shadow: 0 16px 40px rgba(139,21,56,.08);
}
.verify-icon {
  display: inline-grid; place-items: center; width: 64px; height: 64px;
  border-radius: 50%; background: var(--maroon-soft); color: var(--maroon); margin-bottom: 18px;
}
.verify-card h2 { font-size: 19px; font-weight: 800; color: var(--ink); letter-spacing: -.01em; }
.verify-sub { font-size: 10.5px; color: var(--muted); line-height: 1.7; margin: 12px auto 22px; max-width: 320px; }

.verify-question {
  background: #f1f3f6; border-radius: 10px; padding: 18px 14px;
  font-size: 13px; font-weight: 700; color: var(--ink); line-height: 1.5; margin-bottom: 20px;
}

.verify-options { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.opt {
  display: flex; align-items: center; justify-content: center; gap: 9px;
  font: inherit; font-size: 12px; font-weight: 700; padding: 15px; border-radius: 10px;
  cursor: pointer; transition: transform .12s ease, box-shadow .12s ease, background .15s ease;
}
.opt:active { transform: translateY(1px); }
.opt--solid { background: var(--maroon); color: #fff; border: 0; box-shadow: 0 6px 16px rgba(139,21,56,.25); }
.opt--solid:hover { background: var(--maroon-dark); }
.opt--outline { background: #fff; color: var(--ink); border: 1.5px solid #d7dbe3; }
.opt--outline:hover { border-color: var(--maroon); color: var(--maroon); }
.opt[aria-pressed="true"] { box-shadow: 0 0 0 3px rgba(139,21,56,.25) inset; }

.verify-note {
  display: flex; align-items: center; justify-content: center; gap: 6px;
  font-size: 8.5px; color: var(--muted); padding-top: 16px; border-top: 1px solid var(--line);
}

@media (min-width: 720px) {
  .verify-wrap { padding: 48px 16px 60px; }
  .verify-card { padding: 44px 40px 34px; }
  .verify-icon { width: 76px; height: 76px; }
  .verify-card h2 { font-size: 24px; }
  .verify-sub { font-size: 13px; max-width: 360px; }
  .verify-question { font-size: 16px; padding: 22px 18px; }
  .opt { font-size: 14px; padding: 16px; }
  .verify-note { font-size: 10px; }
  .brandstrip { padding: 22px; }
  .brandstrip h1 { font-size: 20px; }
}

/* ====================== OFFER PAGE (offer.css) ====================== */
/* ============ OFFER PAGE ============ */
.offer-body { background: var(--bg); }

/* ---- header ---- */
.oheader {
  background: #fff; border-bottom: 1px solid var(--line);
  display: flex; align-items: center; justify-content: space-between; gap: 12px;
  padding: 12px 16px; flex-wrap: wrap;
}
.oheader__brand { display: flex; align-items: center; gap: 10px; }
.oheader__mark { flex: none; display: inline-grid; place-items: center; width: 34px; height: 34px; border-radius: 9px; background: var(--maroon); }
.oheader__brand h1 { font-size: 13px; font-weight: 800; color: var(--maroon); letter-spacing: -.01em; }
.oheader__brand p { font-size: 7px; font-weight: 600; letter-spacing: .05em; color: var(--muted); margin-top: 1px; }

.oheader__right { display: flex; align-items: center; gap: 12px; margin-left: auto; }
.status-chip {
  display: inline-flex; align-items: center; gap: 5px;
  background: #e8fbf1; color: #0d9148; font-size: 7px; font-weight: 700;
  padding: 5px 9px; border-radius: 999px; white-space: nowrap;
}
.user-chip { display: flex; align-items: center; gap: 7px; }
.user-chip__avatar {
  display: inline-grid; place-items: center; width: 26px; height: 26px; border-radius: 50%;
  background: var(--maroon-soft); color: var(--maroon); font-weight: 800; font-size: 10px; flex: none;
}
.user-chip small { display: block; font-size: 6.5px; color: var(--muted); }
.user-chip strong { font-size: 8.5px; font-weight: 700; }

/* ---- hero banner ---- */
.offer-wrap { width: min(760px, 100% - 24px); margin-inline: auto; padding: 16px 0 40px; display: grid; gap: 16px; }
.offer-hero {
  position: relative; overflow: hidden;
  background: linear-gradient(135deg, #8b1538, #5f1026);
  color: #fff; border-radius: 14px; padding: 20px 20px 24px;
}
.offer-hero .watermark {
  position: absolute; right: -6px; bottom: -14px; font-size: 64px; font-weight: 800;
  color: rgba(255,255,255,.06); letter-spacing: .02em; pointer-events: none;
}
.offer-hero .pill {
  display: inline-flex; align-items: center; gap: 5px;
  background: rgba(255,255,255,.15); padding: 4px 9px; border-radius: 999px;
  font-size: 6.5px; font-weight: 700; letter-spacing: .04em; margin-bottom: 12px;
}
.offer-hero h2 { font-size: 16px; font-weight: 800; line-height: 1.4; position: relative; z-index: 1; }
.offer-hero h2 span { color: #fde047; }
.offer-hero p { font-size: 9.5px; color: rgba(255,255,255,.82); line-height: 1.6; margin-top: 10px; max-width: 420px; position: relative; z-index: 1; }

/* ---- panels ---- */
.panel { padding: 18px 16px; border: 1px solid var(--line); }
.panel__title {
  display: flex; align-items: center; gap: 8px;
  font-size: 11.5px; font-weight: 700; color: var(--ink); margin-bottom: 14px;
}
.panel__title svg { color: var(--maroon); flex: none; }
.panel__sub { font-size: 8.5px; color: var(--muted); line-height: 1.6; margin: -8px 0 16px; }

/* sliders (reuse look from index calculator) */
.slider { margin-bottom: 20px; }
.slider:last-of-type { margin-bottom: 18px; }
.slider__head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; flex-wrap: wrap; gap: 8px; }
.slider__head label { font-size: 9.5px; font-weight: 600; color: var(--muted); }
.amount-input {
  display: inline-flex; align-items: center; gap: 4px;
  border: 1px solid var(--line); border-radius: 7px; padding: 5px 9px; background: #fff;
}
.amount-input span { font-size: 9px; color: var(--muted); font-weight: 600; }
.amount-input input {
  border: 0; font: inherit; font-size: 10px; font-weight: 700; width: 80px; color: var(--ink);
  background: transparent;
}
.amount-input input:focus { outline: none; }
.tenure-pill { font-size: 8.5px; font-weight: 700; color: var(--maroon); background: var(--maroon-soft); padding: 4px 9px; border-radius: 999px; }
.slider__range { display: flex; justify-content: space-between; font-size: 7px; color: var(--muted); margin-top: 6px; }

input[type="range"] {
  --pct: 0%;
  -webkit-appearance: none; appearance: none; width: 100%; height: 5px; border-radius: 99px; outline-offset: 6px;
  background: linear-gradient(to right, var(--maroon) var(--pct), #e5e7eb var(--pct)); cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 15px; height: 15px; border-radius: 50%;
  background: var(--maroon); border: 3px solid #fff; box-shadow: 0 0 0 2px var(--maroon), 0 2px 6px rgba(0,0,0,.2);
}
input[type="range"]::-moz-range-thumb { width: 15px; height: 15px; border-radius: 50%; background: var(--maroon); border: 3px solid #fff; }

.info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.info-box {
  display: flex; align-items: center; justify-content: space-between; gap: 8px;
  background: #f4f5f8; border-radius: 9px; padding: 11px 12px;
}
.info-box small { display: block; font-size: 7px; color: var(--muted); margin-bottom: 3px; }
.info-box strong { font-size: 9.5px; font-weight: 700; }
.info-box strong em { font-style: normal; font-size: 7px; color: var(--muted); font-weight: 500; }
.info-box svg { color: var(--muted); flex: none; }

/* ---- bank form ---- */
.bank-form { display: grid; gap: 14px; }
.field { display: grid; gap: 6px; }
.field span { font-size: 7.5px; font-weight: 700; letter-spacing: .04em; color: var(--muted); }
.field input, .field select {
  font: inherit; font-size: 10px; padding: 10px 11px; border: 1px solid #d7dbe3; border-radius: 8px;
  background: #fff; color: var(--ink); width: 100%;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--maroon); box-shadow: 0 0 0 3px rgba(139,21,56,.12); }
.field-row { display: grid; gap: 14px; grid-template-columns: 1fr; }

.verified-note { display: flex; align-items: center; gap: 6px; font-size: 8px; color: #0d9148; font-weight: 600; margin-top: -4px; }

.checkline { display: flex; gap: 9px; align-items: flex-start; font-size: 8px; color: var(--muted); line-height: 1.6; }
.checkline input { margin-top: 2px; accent-color: var(--maroon); flex: none; }
.checkline a { color: var(--maroon); font-weight: 600; text-decoration: underline; }

/* ---- summary ---- */
.summary { padding-top: 22px; }
.emi-hero { text-align: center; padding-bottom: 18px; border-bottom: 1px solid var(--line); margin-bottom: 16px; }
.emi-hero small { display: block; font-size: 7.5px; font-weight: 700; letter-spacing: .07em; color: var(--muted); }
.emi-hero strong { display: block; font-size: 26px; font-weight: 800; color: var(--maroon); margin: 4px 0; }
.emi-hero span { font-size: 8px; color: var(--muted); }

.summary__label { font-size: 7.5px; font-weight: 700; letter-spacing: .06em; color: var(--muted); margin-bottom: 8px; }
.breakup div { display: flex; justify-content: space-between; padding: 7px 0; font-size: 8.5px; border-bottom: 1px dashed var(--line); }
.breakup div:last-child { border-bottom: 0; }
.breakup dt { color: var(--muted); }
.breakup dd { margin: 0; font-weight: 700; }
.breakup dd.neg { color: #dc2626; }
.breakup--totals { margin-top: 14px; padding-top: 10px; border-top: 1px solid var(--line); }
.breakup--totals div:last-child dt, .breakup--totals div:last-child dd { font-weight: 700; color: var(--ink); }

.net-box {
  display: flex; justify-content: space-between; align-items: center; gap: 10px;
  background: #e8fbf1; border-radius: 9px; padding: 13px 14px; margin: 12px 0;
}
.net-box strong { display: block; font-size: 9px; color: #0d9148; }
.net-box small { font-size: 7px; color: #0d9148; opacity: .8; }
.net-box span { font-size: 13px; font-weight: 800; color: #0d9148; }

.checklist { margin-top: 14px; display: grid; gap: 8px; }
.checklist li { display: flex; align-items: center; gap: 7px; font-size: 8.5px; color: var(--ink); font-weight: 500; }
.checklist li::before {
  content: "✓"; display: inline-grid; place-items: center; width: 14px; height: 14px; flex: none;
  background: #16a34a; color: #fff; border-radius: 50%; font-size: 7.5px; font-weight: 800;
}

/* ---- footer ---- */
.ofooter { background: var(--navy); color: #94a3b8; text-align: center; padding: 20px 16px 24px; }
.ofooter__rights { font-size: 8.5px; font-weight: 700; color: #fff; margin-bottom: 6px; }
.ofooter__address { font-size: 7px; line-height: 1.7; max-width: 420px; margin: 0 auto 12px; }
.ofooter__links { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }
.ofooter__links a { font-size: 7.5px; font-weight: 500; }
.ofooter__links a:hover { color: #fff; }

/* ============ RESPONSIVE ============ */
@media (min-width: 640px) {
  .field-row { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 720px) {
  .oheader { padding: 16px 32px; }
  .oheader__brand h1 { font-size: 15px; }
  .status-chip { font-size: 9px; padding: 6px 12px; }
  .user-chip strong { font-size: 10px; }
  .user-chip small { font-size: 8px; }

  .offer-wrap { padding: 28px 0 60px; }
  .offer-hero { padding: 32px 36px 38px; }
  .offer-hero h2 { font-size: 24px; }
  .offer-hero p { font-size: 12px; }
  .offer-hero .watermark { font-size: 96px; }

  .panel { padding: 26px 28px; }
  .panel__title { font-size: 14px; }
  .panel__sub { font-size: 10.5px; }
  .slider__head label { font-size: 11px; }
  .amount-input input { font-size: 12px; width: 100px; }
  .tenure-pill { font-size: 10px; }
  .info-box strong { font-size: 12px; }

  .field span { font-size: 9px; }
  .field input, .field select { font-size: 12px; padding: 12px 13px; }
  .checkline { font-size: 9.5px; }
  .btn--block { font-size: 13px; }

  .emi-hero strong { font-size: 36px; }
  .net-box span { font-size: 16px; }
  .checklist li { font-size: 10px; }
  .breakup div { font-size: 10px; }

  .ofooter__rights { font-size: 10px; }
  .ofooter__address { font-size: 9px; }
  .ofooter__links a { font-size: 9px; }
}

/* ====================== STATUS PAGE (status.css) ====================== */
/* ============ STATUS PAGE (extends offer.css) ============ */

.status-chip--amber { background: #fef3c7; color: #92400e; }

/* ---- hero ---- */
.status-hero { display: flex; flex-wrap: wrap; gap: 18px; justify-content: space-between; align-items: flex-start; }
.status-hero__main { flex: 1 1 320px; position: relative; z-index: 1; }
.pill--success { background: rgba(74, 222, 128, .18); color: #bbf7d0; }
.status-hero h2 { font-size: 15px; font-weight: 800; line-height: 1.45; margin-top: 10px; }
.status-hero p { font-size: 9.5px; color: rgba(255,255,255,.82); line-height: 1.6; margin-top: 10px; max-width: 420px; }
.status-hero p b { color: #fde047; font-weight: 700; }

.status-hero__eta {
  position: relative; z-index: 1; flex: 0 0 auto;
  background: rgba(0,0,0,.28); border: 1px solid rgba(255,255,255,.15);
  border-radius: 12px; padding: 14px 18px; text-align: center; min-width: 150px;
}
.status-hero__eta small { display: block; font-size: 6.5px; font-weight: 700; letter-spacing: .06em; color: rgba(255,255,255,.7); }
.status-hero__eta strong { display: block; font-size: 15px; font-weight: 800; color: #fde047; margin: 5px 0 3px; }
.status-hero__eta span { font-size: 7px; color: rgba(255,255,255,.65); }

/* ---- panel row / tag ---- */
.panel__row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; gap: 10px; }
.panel__row .panel__title { margin-bottom: 0; }
.tag {
  font-size: 7px; font-weight: 700; letter-spacing: .03em; padding: 4px 9px; border-radius: 999px;
  background: #f1f3f6; color: var(--muted); white-space: nowrap;
}
.tag--green { background: #dcfce7; color: #16a34a; }
.tag--amber { background: #fef3c7; color: #92400e; }
.tag--muted { background: #f1f3f6; color: var(--muted); }

/* ---- application id box ---- */
.app-id-box {
  display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap;
  background: #f4f5f8; border-radius: 9px; padding: 13px 14px; margin-bottom: 12px;
}
.app-id-box small { display: block; font-size: 7px; font-weight: 700; letter-spacing: .05em; color: var(--muted); margin-bottom: 4px; }
.app-id-box strong { font-size: 11px; font-weight: 800; color: var(--maroon); letter-spacing: .01em; }
.btn-copy {
  display: inline-flex; align-items: center; gap: 6px;
  background: #fff; border: 1px solid #d7dbe3; color: var(--maroon);
  font: inherit; font-size: 8px; font-weight: 700; padding: 7px 11px; border-radius: 7px; cursor: pointer;
  transition: background .15s, border-color .15s;
}
.btn-copy:hover { border-color: var(--maroon); background: var(--maroon-soft); }
.btn-copy.is-copied { color: #16a34a; border-color: #16a34a; background: #ecfdf5; }

.info-grid--2 { grid-template-columns: 1fr 1fr; }
.info-box--stack { flex-direction: column; align-items: flex-start; gap: 6px; }
.info-box--stack small { font-size: 7px; font-weight: 700; letter-spacing: .05em; color: var(--muted); }
.status-text { display: inline-flex; align-items: center; gap: 6px; font-size: 9.5px; font-weight: 700; color: var(--ink); }
.status-text--amber { color: #b45309; }
.status-text svg { flex: none; }

/* ---- refresh link ---- */
.refresh-link {
  display: inline-flex; align-items: center; gap: 5px;
  background: transparent; border: 0; color: var(--maroon); font: inherit; font-size: 8.5px; font-weight: 700;
  cursor: pointer; padding: 4px 2px;
}
.refresh-link:hover { text-decoration: underline; }
.refresh-link.is-spinning svg { animation: spin .7s linear; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ---- timeline ---- */
.timeline { display: grid; gap: 0; }
.timeline__item { display: flex; gap: 14px; position: relative; padding-bottom: 22px; }
.timeline__item:last-child { padding-bottom: 0; }
.timeline__item::before {
  content: ""; position: absolute; left: 11px; top: 26px; bottom: 0; width: 2px; background: var(--line);
}
.timeline__item:last-child::before { display: none; }
.timeline__dot {
  flex: none; display: inline-grid; place-items: center; width: 24px; height: 24px; border-radius: 50%;
  background: #16a34a; z-index: 1; font-size: 10px; font-weight: 800; color: #fff;
}
.timeline__dot--amber { background: var(--yellow); color: #78350f; }
.timeline__dot--muted { background: #e5e7eb; color: var(--muted); }
.timeline__body { flex: 1; padding-top: 1px; }
.timeline__head { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-bottom: 4px; }
.timeline__head h4 { font-size: 10.5px; font-weight: 700; color: var(--ink); }
.timeline__body p { font-size: 8.5px; color: var(--muted); line-height: 1.6; margin-bottom: 3px; }
.timeline__body small { font-size: 7.5px; color: #9ca3af; }
.timeline__item.is-active .timeline__body h4 { color: #92400e; }

/* ---- summary rows ---- */
.summary-rows { display: grid; gap: 0; margin-bottom: 14px; }
.summary-rows div { display: flex; justify-content: space-between; padding: 9px 0; border-bottom: 1px solid var(--line); font-size: 9px; }
.summary-rows div:last-child { border-bottom: 0; }
.summary-rows dt { color: var(--muted); }
.summary-rows dd { margin: 0; font-weight: 700; color: var(--ink); }
.summary-rows dd.amber { color: #b45309; }

.alert-note {
  display: flex; align-items: flex-start; gap: 8px;
  background: #fdeef3; color: #9f1239; border-radius: 9px; padding: 11px 13px;
  font-size: 8px; line-height: 1.7; margin-bottom: 16px;
}
.alert-note svg { flex: none; margin-top: 1px; }
.alert-note b { font-weight: 800; }

.btn--ghost { background: #f1f3f6; color: var(--ink); margin-top: 10px; }
.btn--ghost:hover { background: #e5e7eb; }
.btn--block svg { margin-right: 2px; }

/* ---- help desk ---- */
.helpdesk { background: #fafafa; }
.helpdesk__title { font-size: 8px; font-weight: 700; letter-spacing: .07em; color: var(--muted); text-transform: uppercase; margin-bottom: 14px; }
.helpdesk__row { display: flex; align-items: center; gap: 12px; padding: 8px 0; }
.helpdesk__row small { display: block; font-size: 7.5px; color: var(--muted); margin-bottom: 2px; }
.helpdesk__row strong { font-size: 9.5px; font-weight: 700; color: var(--ink); }

/* ---- faq grid ---- */
.faq-grid { display: grid; gap: 12px; grid-template-columns: 1fr; }
.faq-box { background: #f4f5f8; border-radius: 9px; padding: 13px 14px; }
.faq-box h5 { font-size: 9.5px; font-weight: 700; margin-bottom: 6px; }
.faq-box p { font-size: 8.5px; color: var(--muted); line-height: 1.65; }

/* ============ RESPONSIVE ============ */
@media (min-width: 640px) {
  .faq-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 720px) {
  .status-hero h2 { font-size: 21px; }
  .status-hero p { font-size: 12px; }
  .status-hero__eta { padding: 18px 24px; min-width: 190px; }
  .status-hero__eta strong { font-size: 20px; }
  .status-hero__eta small, .status-hero__eta span { font-size: 9px; }

  .app-id-box strong { font-size: 14px; }
  .btn-copy { font-size: 10px; padding: 8px 14px; }
  .status-text { font-size: 12px; }

  .timeline__head h4 { font-size: 13px; }
  .timeline__body p { font-size: 10.5px; }
  .timeline__body small { font-size: 9px; }
  .timeline__dot { width: 28px; height: 28px; }

  .summary-rows div { font-size: 11px; }
  .alert-note { font-size: 10px; }

  .helpdesk__row strong { font-size: 12px; }
  .faq-box h5 { font-size: 11.5px; }
  .faq-box p { font-size: 10.5px; }
}

/* ====================== APPLY STEP 1 (apply.css) ====================== */
/* ============ APPLY PAGE ============ */
.apply-body { background: var(--bg); }

/* ---- header ---- */
.aheader {
  background: var(--maroon); color: #fff;
  display: flex; align-items: center; justify-content: space-between; gap: 14px; flex-wrap: wrap;
  padding: 12px 20px;
}
.aheader__brand { display: flex; align-items: center; gap: 10px; }
.aheader__mark { flex: none; display: inline-grid; place-items: center; width: 32px; height: 32px; border-radius: 8px; background: #fff; }
.aheader__brand h1 { font-size: 13px; font-weight: 800; letter-spacing: -.01em; }
.aheader__brand p { font-size: 6.5px; font-weight: 600; letter-spacing: .06em; color: rgba(255,255,255,.75); margin-top: 1px; }

.aheader__right { display: flex; align-items: center; gap: 16px; margin-left: auto; }
.support { display: flex; align-items: center; gap: 7px; }
.support small { display: block; font-size: 6.5px; color: rgba(255,255,255,.75); }
.support strong { font-size: 9.5px; font-weight: 700; }
.ssl-chip {
  display: inline-flex; align-items: center; gap: 5px;
  background: rgba(255,255,255,.14); color: #d1fae5; font-size: 7px; font-weight: 700;
  padding: 6px 10px; border-radius: 999px; white-space: nowrap;
}
.ssl-chip svg { color: #4ade80; }

/* ---- banner ---- */
.banner {
  background: linear-gradient(135deg, #7a1230, #5c0e24);
  color: #fff; text-align: center; padding: 26px 16px 30px;
}
.banner h2 { font-size: 17px; font-weight: 800; letter-spacing: -.01em; }
.banner p { font-size: 9px; color: rgba(255,255,255,.82); margin-top: 8px; }

/* ---- stepper ---- */
.apply-wrap { width: min(880px, 100% - 24px); margin-inline: auto; padding: 24px 0 50px; }
.stepper { position: relative; display: flex; justify-content: space-between; margin-bottom: 20px; padding: 0 4px; }
.stepper__line { position: absolute; top: 11px; left: 20px; right: 20px; height: 2px; background: var(--line); z-index: 0; }
.stepper__item { position: relative; z-index: 1; display: flex; flex-direction: column; align-items: center; gap: 7px; flex: 1; }
.stepper__dot {
  display: inline-grid; place-items: center; width: 22px; height: 22px; border-radius: 50%;
  background: #e5e7eb; color: var(--muted); font-size: 9px; font-weight: 800;
}
.stepper__item.is-active .stepper__dot { background: var(--maroon); color: #fff; }
.stepper__item.is-done .stepper__dot { background: #16a34a; color: #fff; }
.stepper__item p { font-size: 8px; font-weight: 600; color: var(--muted); text-align: center; }
.stepper__item.is-active p { color: var(--maroon); font-weight: 700; }

/* ---- form card ---- */
.form-card { padding: 22px 18px 26px; border: 1px solid var(--line); }
.form-card__head h3 {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 800; color: var(--maroon);
}
.form-card__head p { font-size: 9px; color: var(--muted); margin-top: 6px; line-height: 1.6; }
.form-card hr { border: 0; border-top: 1px solid var(--line); margin: 14px 0 18px; }

.grid { display: grid; gap: 14px; margin-bottom: 16px; }
.grid-2 { grid-template-columns: 1fr; }
.grid-3 { grid-template-columns: 1fr; }

.field { display: grid; gap: 6px; }
.field span { font-size: 7.5px; font-weight: 700; letter-spacing: .04em; color: var(--ink); text-transform: uppercase; }
.field span i { color: #dc2626; font-style: normal; }
.field input, .field select, .field textarea {
  font: inherit; font-size: 10px; padding: 10px 11px; border: 1px solid #d7dbe3; border-radius: 8px;
  background: #fff; color: var(--ink); width: 100%; resize: vertical;
}
.field input::placeholder, .field textarea::placeholder { color: #a7adb8; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--maroon); box-shadow: 0 0 0 3px rgba(139,21,56,.12);
}
.field input:disabled { background: #f1f3f6; color: #9ca3af; }
.hint { font-size: 6.5px; color: var(--muted); }

.phone-input { display: flex; }
.phone-input__code {
  display: inline-flex; align-items: center; padding: 0 10px;
  border: 1px solid #d7dbe3; border-right: 0; border-radius: 8px 0 0 8px;
  background: #f4f5f8; font-size: 10px; font-weight: 700; color: var(--muted);
}
.phone-input input { border-radius: 0 8px 8px 0; }

.otp-row { display: flex; align-items: center; gap: 10px; margin-top: 8px; }
.btn-otp {
  font: inherit; font-size: 8px; font-weight: 700; color: #fff; background: var(--maroon);
  border: 0; border-radius: 6px; padding: 7px 12px; cursor: pointer; transition: background .15s;
}
.btn-otp:hover { background: var(--maroon-dark); }
.btn-otp:disabled { background: #d7dbe3; color: #9ca3af; cursor: default; }
.verify-status { font-size: 7.5px; color: var(--muted); font-weight: 600; }
.verify-status.is-verified { color: #16a34a; }

.aadhaar-row { display: grid; grid-template-columns: 1fr 72px; gap: 8px; }
.aadhaar-mask { letter-spacing: 3px; text-align: center; }

textarea { min-height: 52px; }

.checkline { display: flex; gap: 9px; align-items: flex-start; font-size: 8.5px; color: var(--ink); line-height: 1.5; margin-bottom: 16px; }
.checkline input { margin-top: 2px; accent-color: var(--maroon); flex: none; }

/* ---- loan amount & tenure ---- */
.loan-box { background: var(--maroon-soft); border-radius: 10px; padding: 16px 16px 6px; margin: 20px 0 22px; }
.loan-box h4 { font-size: 9px; font-weight: 800; letter-spacing: .04em; color: var(--maroon); text-transform: uppercase; margin-bottom: 14px; }

.loan-slider { margin-bottom: 18px; }
.loan-slider__head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; gap: 8px; flex-wrap: wrap; }
.loan-slider__head label { font-size: 9px; font-weight: 600; color: var(--ink); }
.loan-slider__head output { font-size: 11px; font-weight: 800; color: var(--maroon); }
.loan-slider__range { display: flex; justify-content: space-between; font-size: 7px; color: var(--muted); margin-top: 6px; }

.loan-box input[type="range"] {
  --pct: 0%;
  -webkit-appearance: none; appearance: none; width: 100%; height: 5px; border-radius: 99px;
  background: linear-gradient(to right, var(--maroon) var(--pct), #e9cfd8 var(--pct)); cursor: pointer;
}
.loan-box input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 15px; height: 15px; border-radius: 50%;
  background: var(--maroon); border: 3px solid #fff; box-shadow: 0 0 0 1.5px var(--maroon), 0 2px 6px rgba(0,0,0,.2);
}
.loan-box input[type="range"]::-moz-range-thumb { width: 15px; height: 15px; border-radius: 50%; background: var(--maroon); border: 3px solid #fff; }

/* ---- actions ---- */
.form-actions { display: flex; justify-content: flex-end; margin-top: 6px; }
.form-actions .btn--primary { padding: 13px 22px; font-size: 11px; }

/* ============ RESPONSIVE ============ */
@media (min-width: 640px) {
  .grid-2 { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr 1fr; }
}

@media (min-width: 720px) {
  .aheader { padding: 14px 32px; }
  .aheader__brand h1 { font-size: 15px; }
  .support strong { font-size: 11px; }
  .ssl-chip { font-size: 9px; padding: 7px 12px; }

  .banner { padding: 36px 16px 42px; }
  .banner h2 { font-size: 24px; }
  .banner p { font-size: 11px; }

  .apply-wrap { padding: 32px 0 70px; }
  .stepper__item p { font-size: 10px; }
  .stepper__dot { width: 26px; height: 26px; font-size: 10.5px; }

  .form-card { padding: 32px 36px 38px; }
  .form-card__head h3 { font-size: 16px; }
  .form-card__head p { font-size: 10.5px; }
  .field span { font-size: 8.5px; }
  .field input, .field select, .field textarea { font-size: 12px; padding: 11px 13px; }
  .otp-row { gap: 12px; }
  .btn-otp { font-size: 9.5px; padding: 8px 14px; }
  .verify-status { font-size: 9px; }
  .checkline { font-size: 10.5px; }

  .loan-box { padding: 22px 22px 10px; }
  .loan-box h4 { font-size: 10.5px; }
  .loan-slider__head label { font-size: 11px; }
  .loan-slider__head output { font-size: 14px; }
  .loan-slider__range { font-size: 9px; }

  .form-actions .btn--primary { font-size: 13px; padding: 15px 26px; }
}

/* ====================== APPLY STEP 2 (apply-step2.css) ====================== */
/* ============ STEP 2 EXTRAS (extends apply.css) ============ */

/* ---- stepper progress states ---- */
.stepper__line--fill {
  background: var(--maroon); right: auto; width: calc(50% - 0px);
}
.stepper__item.is-done .stepper__dot { background: #16a34a; }
.stepper__item.is-done p { color: #16a34a; font-weight: 700; }

/* ---- subhead / subnote ---- */
.subhead { font-size: 9.5px; font-weight: 800; letter-spacing: .03em; color: var(--ink); margin-bottom: 4px; }
.subnote { font-size: 8px; color: var(--muted); margin-bottom: 14px; }
.optional { font-weight: 500; color: var(--muted); text-transform: none; letter-spacing: 0; font-size: 8px; }

/* ---- upload grid ---- */
.upload-grid { display: grid; gap: 12px; grid-template-columns: 1fr; margin-bottom: 22px; }
.upload-box {
  display: flex; flex-direction: column; align-items: center; text-align: center; gap: 8px;
  border: 1.5px dashed #d7dbe3; border-radius: 10px; padding: 18px 12px;
  color: var(--maroon); transition: border-color .15s, background .15s;
}
.upload-box:hover { border-color: var(--maroon); background: var(--maroon-soft); }
.upload-box span { font-size: 9px; font-weight: 700; color: var(--ink); }
.file-btn {
  position: relative; display: inline-flex; align-items: center; justify-content: center;
  font-size: 8px; font-weight: 600; color: var(--ink); background: #f1f3f6;
  border: 1px solid #d7dbe3; border-radius: 6px; padding: 6px 14px; cursor: pointer;
}
.file-btn:hover { background: #e5e7eb; }
.file-btn input[type="file"] {
  position: absolute; inset: 0; opacity: 0; cursor: pointer; width: 100%; height: 100%;
}
.file-status { font-size: 7.5px; color: var(--muted); font-weight: 600; }
.file-status.has-file { color: #16a34a; }

/* ---- form actions split (back / next) ---- */
.form-actions--split { display: flex; justify-content: space-between; align-items: center; margin-top: 8px; }
.btn--back {
  display: inline-flex; align-items: center; gap: 6px;
  font: inherit; font-size: 10px; font-weight: 700; color: var(--ink);
  background: #e5e7eb; border: 0; border-radius: 8px; padding: 12px 18px; cursor: pointer;
  transition: background .15s;
}
.btn--back:hover { background: #d7dbe3; }

/* ============ RESPONSIVE ============ */
@media (min-width: 640px) {
  .upload-grid { grid-template-columns: 1fr 1fr 1fr; }
}

@media (min-width: 720px) {
  .subhead { font-size: 11px; }
  .subnote { font-size: 9.5px; }
  .optional { font-size: 9.5px; }
  .upload-box span { font-size: 11px; }
  .file-btn { font-size: 9.5px; padding: 7px 16px; }
  .file-status { font-size: 9px; }
  .btn--back { font-size: 12px; padding: 13px 20px; }
}

/* ====================== APPLY STEP 3 (apply-step3.css) ====================== */
/* ============ STEP 3 EXTRAS (extends apply.css / apply-step2.css) ============ */

/* ---- slim banner (just the subtitle line) ---- */
.banner--slim { padding: 10px 16px; }
.banner--slim p { font-size: 9px; margin-top: 0; }

/* ---- stepper fully filled line ---- */
.stepper__line--full { background: var(--maroon); right: 0; width: auto; }

/* ---- eligibility estimate box ---- */
.eligibility {
  background: linear-gradient(135deg, #8b1538, #6b1029);
  border-radius: 12px; padding: 16px 18px 18px; color: #fff; margin: 18px 0 20px;
}
.eligibility__head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; gap: 10px; flex-wrap: wrap; }
.eligibility__head span:first-child { font-size: 8.5px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: rgba(255,255,255,.9); }
.badge-check {
  background: #16a34a; color: #fff; font-size: 7px; font-weight: 800; letter-spacing: .04em;
  padding: 4px 9px; border-radius: 999px; text-transform: uppercase; white-space: nowrap;
}
.eligibility__stats { display: grid; gap: 10px; grid-template-columns: 1fr; }
.eligibility__stats > div { background: rgba(255,255,255,.08); border-radius: 9px; padding: 12px 14px; }
.eligibility__stats small { display: block; font-size: 7.5px; color: rgba(255,255,255,.72); margin-bottom: 5px; }
.eligibility__stats strong { font-size: 15px; font-weight: 800; }
.eligibility__stats strong.yellow { color: #fde047; }
.eligibility__stats strong em { font-style: normal; font-size: 9px; color: rgba(255,255,255,.7); font-weight: 500; }

/* ---- application summary ---- */
.summary-card { border: 1px solid var(--line); border-radius: 10px; padding: 16px 18px 18px; margin-bottom: 18px; }
.summary-card h4 { font-size: 9px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: var(--ink); margin-bottom: 12px; }
.summary-grid { display: grid; gap: 14px; grid-template-columns: 1fr; }
.summary-grid div { display: grid; gap: 3px; }
.summary-grid dt { font-size: 8px; color: var(--muted); }
.summary-grid dd { margin: 0; font-size: 10px; font-weight: 700; color: var(--ink); }
.summary-grid dd.highlight { color: var(--maroon); }

/* ---- declaration ---- */
.declaration { margin-top: 4px; margin-bottom: 6px; align-items: flex-start; }
.declaration span { font-size: 8px; line-height: 1.7; color: var(--muted); }
.declaration b { color: var(--ink); font-weight: 700; }
.terms-link { display: inline-block; font-size: 8px; font-weight: 600; color: var(--maroon); text-decoration: underline; margin-bottom: 18px; }

/* ---- submit button (green) ---- */
.btn--submit {
  display: inline-flex; align-items: center; gap: 8px;
  background: #16a34a; color: #fff; font: inherit; font-size: 10px; font-weight: 700;
  border: 0; border-radius: 8px; padding: 12px 20px; cursor: pointer; transition: background .15s, transform .12s;
}
.btn--submit:hover { background: #15803d; }
.btn--submit:active { transform: translateY(1px); }
.btn--submit:disabled { background: #9ca3af; cursor: default; }

/* ---- success modal ---- */
body.modal-open { overflow: hidden; }
body.modal-open .aheader,
body.modal-open .banner,
body.modal-open .apply-wrap {
  filter: blur(3px);
  pointer-events: none;
  user-select: none;
}

.modal-overlay {
  position: fixed; inset: 0; z-index: 100;
  background: rgba(17, 24, 39, .55);
  display: none; align-items: center; justify-content: center;
  padding: 20px;
}
.modal-overlay.is-open { display: flex; }

.modal {
  width: 100%; max-width: 360px; background: #fff; border-radius: 16px;
  padding: 26px 22px 22px; text-align: center;
  box-shadow: 0 24px 60px rgba(0,0,0,.3);
  animation: modal-in .25s ease;
}
@keyframes modal-in {
  from { opacity: 0; transform: translateY(12px) scale(.98); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}

.modal__icon {
  display: inline-grid; place-items: center; width: 46px; height: 46px; border-radius: 50%;
  background: #16a34a; margin-bottom: 14px;
}
.modal h2 { font-size: 16px; font-weight: 800; color: var(--ink); }
.modal__sub { font-size: 9px; color: var(--muted); line-height: 1.6; margin: 10px auto 18px; max-width: 280px; }

.modal__ref {
  background: var(--maroon-soft); border-radius: 10px; padding: 12px 14px; margin-bottom: 16px;
}
.modal__ref small { display: block; font-size: 7.5px; color: var(--muted); font-weight: 600; margin-bottom: 4px; }
.modal__ref strong { font-size: 14px; font-weight: 800; color: var(--maroon); letter-spacing: .02em; }

.modal__next {
  text-align: left; background: #f4f5f8; border-radius: 10px; padding: 13px 14px; margin-bottom: 18px;
}
.modal__next h3 { font-size: 8.5px; font-weight: 800; color: var(--ink); margin-bottom: 8px; }
.modal__next ul { display: grid; gap: 8px; list-style: none; margin: 0; padding: 0; }
.modal__next li { display: flex; gap: 7px; font-size: 8px; color: var(--ink); line-height: 1.55; }
.modal__next li::before {
  content: "✓"; flex: none; color: #16a34a; font-weight: 800; font-size: 9px; line-height: 1.4;
}

.modal .btn--block { font-size: 10.5px; padding: 12px; }

@media (min-width: 420px) {
  .modal { padding: 32px 30px 28px; }
  .modal h2 { font-size: 19px; }
  .modal__sub { font-size: 10.5px; max-width: 300px; }
  .modal__ref strong { font-size: 16px; }
  .modal__next h3, .modal__next li { font-size: 9.5px; }
  .modal .btn--block { font-size: 12px; padding: 13px; }
}

/* ============ RESPONSIVE ============ */
@media (min-width: 640px) {
  .eligibility__stats { grid-template-columns: 1fr 1fr 1fr; }
  .summary-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 720px) {
  .banner--slim p { font-size: 11px; }
  .eligibility { padding: 22px 26px 24px; }
  .eligibility__head span:first-child { font-size: 10.5px; }
  .badge-check { font-size: 8.5px; padding: 5px 11px; }
  .eligibility__stats strong { font-size: 19px; }
  .eligibility__stats small { font-size: 9px; }
  .summary-card { padding: 22px 26px 26px; }
  .summary-card h4 { font-size: 11px; }
  .summary-grid dt { font-size: 9.5px; }
  .summary-grid dd { font-size: 12.5px; }
  .declaration span { font-size: 10px; }
  .terms-link { font-size: 10px; }
  .btn--submit { font-size: 12.5px; padding: 14px 24px; }
}